HB is the name of the points that are collected by users as part of the non-restrictive and shareable loyalty rewards program.
My QR displays the users QR code for the merchant to scan and give them HB. (The merchant will use a different app)
Transfer allows the user to send HB to their family and friends.
Request allows the user to request and receive HB from family and friends.
Scan QR allows the user to scan the QR code of family and friends and share HB with them.
These HB (points) can be converted into vouchers and gifts by walking into the physical store of one of the participating merchants and exchange their points into vouchers, gifts or anything that the merchant makes available.